Should You Have A Real Estate Agent When Buying A Home?

If you’re looking to purchase a new home, then you may have considered partnering with a licensed real estate agent. You’re not among the few, considering 88 percent of homebuyers enlist the assistance of an Apopka Realtor. Most builders and buyers find it the best decision to deal with a real estate agent to make the process easier. In fact, it’s typically expected that a buyer have an agent before the purchase of any home.

Purchasing A New Home

Buyers who are looking to make a purchase on newly constructed homes may feel like enlisting a Realtor is unnecessary. New home project sales people are a great resource to help anyone understand the project. However, your Realtor will be able to help you find the best deal whether it is a resale or newly constructed. The builder’s sales person represents the builder’s best interests not the buyer’s! Anyone new to the real estate realm can easily be overwhelmed with options and pricing. Your Realtor will be able to represent you and negotiate with any builder to develop your dream home at a reasonable price.

Let an experienced professional advise you where to look for your new home. They are able to help you find the house you envisioned, while keeping you in price range!

Article Source: https://michellechaserealtor.com/should-you-have-a-real-estate-agent-when-buying-a-home/

Why You Should Consider Buying Over Renting

BUY OR RENT

There are a lot of situations in which renting might be the best option for you and your family. Renting can be great if you are unsure you want to settle down in a particular area or you enjoy relinquishing the responsibility of maintenance. However, if you have the opportunity to consider buying and owning a home, it could yield many benefits for your future!

Read the rest of the article here: https://michellechaserealtor.com/

Car Wreck Equals Lost Value.

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Have you recently been in an auto accident? You may be surprised to learn about “automotive diminished value,” which is when cars lose value after being in a wreck. This could be attributed to anything from minor scratches to full structural damage. Either way, you may be entitled to compensation if the accident was the fault of someone else.

 

Some websites will offer a diminution in value calculator, but it is still a good idea to get your car appraised by your insurance company or a mechanic. They will be able to give you the most accurate assessment of damage. Compensation eligibility is based on many factors, such as the value of the car before the accident, quality of repairs, and extent of the damage.

 

If you decide to file a lawsuit against the responsible party after an accident, it is important to take certain precautionary measures because they can, and will, try to fight your claim. Here are some suggestions:

  • First, ensure that you take many high-quality photos of the damage from multiple angles. Photo proof is some of the best evidence you have during a diminished value case.
  • You’ll also want to be sure to collect the names and phone numbers of any eyewitnesses, as these statements could be pivotal in your claim.
  • Next, contact a lawyer who is experienced in automotive diminished value claims. They will be able to review your case from a legal standpoint and provide guidance on how to continue.

 

If you feel you have a credible claim for diminution in automobile value, it is highly advised that you retain a lawyer who can help you during the whole process. We recommend Brett M. Bressler Attorneys at Law, because they offer a free consultation and have over 27 years of experience handling these cases.

Apopka Realtor – Michelle Chase

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Location: Apopka, FL

Phone: (407) 268-6718

Website: michellechaserealtor.com

Michelle Chase is a local realtor and certified staging agent with Home Wise Realty that knows what buyers are looking for. Staging your home involves creating an inviting space that house hunters can envision themselves living in and can also help to facilitate a speedy sale for top dollar.

Which Credit Card is Right for You?

Online PaymentAs every person has different financial behaviors and goals, it is necessary for there to be a wide variety of credit card options on the market to suit these different lifestyle factors. If you are looking to obtain a credit card, here we offer three simple tips to consider when making your choice.

 

1) Know your credit score

 

When you check your credit score, it will reveal which card you are eligible for. A high score means more chance of receiving great benefits. You can improve upon your score by changing your spending habits and affecting your credit reports. Your bank can help you understand this process much more.

 

2) What do you need?

 

Not all credit cards are the same. There are cards that can improve upon your credit when it’s limited (e.g. Student or secured cards), there are cards that save money on your interest (low interest transfer cards), and cards that earn rewards (rewards or travel cards). Consider your lifestyle and spending habits to get clear on why you want a card in the first place. That will point you in the right direction.

 

3) Final Choice

 

When you narrow down the type of card you want, then you must choose between the many options of cards that are on the market. Though they are similar, examine the small point of difference and assess which one best suits you. Some secured and student cards will allow you to increase your limit later, for low interest options, you can create your own debt repay system, for rewards and travel cards there are different spending goal for bonuses required.

 

Basically, the small differences in each card can make a big difference in your overall benefits that you can experience for having a credit card. Which ever option you choose, be sure to have confidence that you can pay your debts in a timely manner and reach you financial goals in an affordable and efficient way.

Are you a business in need of accepting credit cards or online payment?  Contact ARX Payment Services at https://arxpay.com.